Government & Cashless Schemes

Cashless newborn & child care

Dr. Vivneet’s Vardaan Hospital is empanelled under leading government health schemes and works directly with insurance TPAs, so families can focus on their child, not claim forms.

Ayushman Bharat at a glance

Scheme empanelledAyushman Bharat (PM-JAY)
Coverage typeCashless hospitalisation
Claim desk assistanceOn-site, daily
Emergency admissions24 × 7

Why families choose our cashless desk

Medical emergencies involving a newborn or child rarely come with time to arrange funds. Our billing desk verifies your Ayushman Bharat eligibility, files pre-authorisation, and coordinates directly with the scheme from admission to discharge, so approvals don’t delay treatment.

 

If your family holds a valid Ayushman Bharat (PM-JAY) card, our team will confirm coverage before you’re asked to pay anything out of pocket.

Coverage and cashless approval depend on your card eligibility, the empanelled package list and the treatment required. Our billing desk will confirm your exact eligibility at the time of admission.

Our Schemes

About Ayushman Bharat (PM-JAY)

The scheme we’re empanelled under, and what it means for your family.

National Health Protection Scheme

Ayushman Bharat (PM-JAY) is the Government of India's flagship scheme offering cashless hospitalisation to eligible low-income families.

Up to ₹5 Lakh per Family, per Year

Eligible cardholders can access covered treatment, including newborn and child care, without paying hospital charges upfront.

PM-JAY Cardholding Families

Families listed under the scheme's beneficiary database, identified by a valid Ayushman Bharat card or eligibility number.

What Ayushman Covers

Cashless Treatment

Covered treatment may be available at government and Ayushman-empanelled private hospitals.

Medicines & Tests

Medicines, investigations and consumables may be covered as part of the approved package.

ICU & Critical Care

Covered hospitalisation and critical care may be included when medically required.

No Extra Charges

For services included in the approved package, the patient should not be charged extra.

How Cashless Approval Works

A simple four-step process handled by our billing desk on your behalf.

1
Share your card
Show your Ayushman Bharat card or eligibility number at admission or emergency intake.
2
Eligibility check
Our desk verifies your family's coverage on the PM-JAY beneficiary database.
3
Pre-authorisation
We file the required approval request so treatment can proceed without delay.
4
Cashless discharge
Eligible charges are settled directly with the scheme at discharge.

What to keep ready

Having these documents on hand at the time of admission helps our desk move faster on your approval.

 

Exact document requirements can vary slightly by scheme or insurer; our team will guide you on anything specific to your case.

Documents Required

  • Ayushman Bharat (PM-JAY) card or eligibility number
  • Government-issued photo ID of the patient's guardian
  • Aadhaar card of patient (or birth proof for newborns)
  • Ration card or family ID linked to the scheme, if available
  • Previous medical records, if any

Frequently Asked Questions

Is cashless treatment available for emergency NICU admissions?

Yes. For eligible Ayushman Bharat cardholders, our billing desk begins eligibility verification as soon as the child is admitted, so emergency neonatal care isn't held up by paperwork.

Does Ayushman Bharat cover newborn and pediatric treatment here?

Eligible PM-JAY beneficiaries can access covered treatments cashlessly, subject to the scheme's package list and approval.

How do I know if my family is eligible?

Bring your Ayushman Bharat card, or your name/family ID as listed under the scheme, and our desk will check your eligibility on the spot.

Will I have to pay anything upfront?

For treatment covered under your Ayushman Bharat package, eligible charges are settled directly with the scheme. Any non-covered items will be shared with you in advance.

Who do I contact for help with my claim?

Our on-site billing desk is available daily to guide you through document submission and approval status.

Can I use my Ayushman Card at a private hospital?

Yes. Eligible Ayushman Bharat (PM-JAY) beneficiaries may receive cashless treatment for covered services at empanelled private hospitals as well as government hospitals, subject to applicable scheme rules, treatment packages and hospital empanelment.

Will I have to pay anything for covered Ayushman treatment?

For treatment and services included in the approved Ayushman package, beneficiaries should not be asked to pay separately. If someone asks for payment, patients should ask what the payment is for and whether the service is included in their approved package.

What to keep ready

Our billing desk is here to guide you before you even step in.

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